Thursday, 23 May 2019

Decrease in Malaria incidences: SBI General Insurance Study

25 April 2019 | News

This may be due to improvement in hygiene & cleanliness drives through our country

On this World Malaria Day, SBI General Insurance has come out with a report which shows a reduction in the number of claims due to Malaria in India. The company showcases the fact they have seen a significant decline in the data of paid claims for this disease in the last 3 years. 

As per the data released by SBI General Insurance, the highest number of claims paid is seen in the millennial (Age 18-35). Although the distribution percentage for number of claims has seen a decline from 52.8% to 45.5% for the group – this may be due to improvement in hygiene & cleanliness drives through our country. The research also shows that males are more affected by the disease as compared to the females. In FY 18 -19, 65% cases of claim settlement were seen in male whereas it is 37% in the case of female. 

As per the findings, the disease is more prominently seen in the Non-Metro cities where the percentage of claim is 52% as compared to the metro cities where 48% claims are seen. The major factor for this is the awareness of hygiene been more in metros than the non-metro cities. 

Given below are some interesting trends that came up in the report: 

  • Out of 1.7% claims paid YoY only 1.1% amount in claims paid YoY
  • Age group of 18-35 has been seen highest number of claims Paid followed by 35 to 45 age group
  • 65 % of claims were paid to male, 35 % of claims were paid to female
  • Non-Metros cities are seen 52% of claims paid which are more than Metro cities
  • Uttar Pradesh has been reported with highest No of claims as well as amount for Malarial fever related claims, followed by Madhya Pradesh and Gujarat. 

Mr. Sukhesh Bhave, Head, - Accident & Health Claims, SBI General Insurance said, “This World Malaria Day, we must all dedicate ourselves to end malaria. Our research shows that India has already started its journey towards this mission. Most of which has come due to the einitiatives like Swatchha Bharat Abhiyaan and increased awareness towards hygiene and sanitation which is seen in every part of the country. There has been a significant decrease in the number of claims in the last 3 years. However, there is a lot to be done.” 

He added, “We have seen people in the age of 18 -35 claim the highest number of claims for this disease. Most of them are male population who are exposed to the disease, due to the extensive travelling and life style. We believe in spreading awareness on good health this malaria day. It is important to be secured and protected from this dreadful disease as life is precious and should be lived to the fullest.”  

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